Attorney-Led · New York Homeowners

Misled into a solar contract? You may have a way out.

Solar Debt Pro helps New York homeowners review, cancel, rescind, and dispute rooftop-solar loans, leases, and PPAs that were sold on false promises — with real attorney oversight, honest advice, and no upfront "guaranteed exit" gimmicks.

Licensed NY attorney oversight Flat fee · flexible payment plans Honest, claim-by-claim assessment

Free contract & case review

A structured look at your solar agreement and how it was sold to you.

  • We review your loan, lease, or PPA for cancellation rights and disclosure defects
  • We identify deceptive-practice and hidden-fee issues
  • An attorney confirms whether you have a genuine legal basis
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$250M+

FTC-recorded consumer losses tied to solar complaints

Jan 2022 – Jun 2024
30%+

Typical hidden "dealer-fee" markup over the cash price

CFPB finding
~$25k

Average residential solar project cost

Over half loan-financed
$275M

Sought in the March 2026 NY Attorney General solar action

Contracts to be voided
The Problem

Solar was sold hard — and often dishonestly

Rooftop solar made up 55% of new U.S. electricity capacity in 2023. That boom came with a wave of aggressive door-to-door and telemarketed sales. If any of this sounds familiar, you're not alone.

Savings that never showed up

False utility-bill projections and promised savings that never materialized.

Hidden "dealer fees"

Fees buried in the loan principal that the CFPB found inflate costs 30%+ over cash price.

Tax-credit misrepresentation

The 30% federal credit was oversold, leaving buyers with ballooning payments they didn't expect.

Forged or partial signatures

Forged or copied e-signatures, and contracts shown only partly on a tablet at the door.

Language mismatches

Spanish-language sales pitches paired with English-only contracts.

Vulnerable homeowners targeted

Elderly and lower-income homeowners were disproportionately pushed into these deals.

What We Do

Real legal routes — not empty promises

A defensible service rests on genuine legal avenues that New York and federal law actually provide. Here's where we can help.

Contract & case review

A structured review of your loan, lease, or PPA and the sales process to find cancellation rights and disclosure defects.

Rescission & cancellation

Asserting New York's home-solicitation cancellation right — including where the seller never gave the required notice.

Deceptive-practices claims

Pursuing claims under NY General Business Law §349 / §350 — the same theories the Attorney General is using.

Financing / TILA disputes

Challenging undisclosed dealer-fee markups and defective lending disclosures against the lender.

Settlement & lien resolution

Negotiating with installers and lenders to void agreements, obtain refunds, or clear UCC-1 fixture liens.

Regulatory complaint support

Preparing complaints to the NY Dept. of Public Service, NYSERDA, the Attorney General, the FTC, and the CFPB.

Explore all services
Why Solar Debt Pro

Backed by a real, licensed New York law firm

This category is full of "solar exit" marketers who charge big upfront fees and promise guaranteed results. Solar Debt Pro is different by design: it's an attorney-led practice, so a licensed New York attorney supervises the legal work from start to finish.

  • Licensed attorney oversight

    All legal judgment flows through a supervising New York attorney — never non-lawyer sales staff.

  • One flat fee, flexible plans

    A single, clearly-quoted fee for your case — pay in full or spread it over affordable monthly payments.

  • Honest, claim-specific advice

    No "100% exit" guarantees. We tell you candidly whether your situation has a genuine legal basis.

The trust difference

This is a market defined by a trust deficit — upfront-fee-and-vanish operators, fake "law firms," and guaranteed-exit claims. That's exactly where an established, licensed New York firm can help you the right way.

"We don't buy your contract, and we don't promise miracles. We review your case honestly, tell you what's real, and do the legal work under attorney supervision."
The Solar Debt Pro TeamAttorney-led · New York
More about our approach

Not sure if your contract qualifies? Let's find out — free.

Tell us a little about your solar loan, lease, or PPA. A free case review is a low-pressure first step, with no obligation.

Start my free case review
Home / Services
Our Services

Genuine legal routes out of a bad solar deal

Everything we do maps onto real avenues New York and federal law actually provide. Here's each service in more detail.

The Situations We Hear Most

Two stories we hear again and again

The installer vanished — but you still owe

The company that sold and installed your system closed up, stopped answering, or disappeared entirely. The problem is the loan didn't disappear with them — the lender still expects to be paid every month. We work to challenge and resolve that obligation so you're not stuck paying for a company that's gone.

Your bill was promised to drop — it never did

You were told your electric bill would go down, maybe even disappear, once the panels were up. Instead you're paying the utility and the solar loan, with no real savings in sight. That gap between what you were promised and what you got is often the heart of a deceptive-practices claim.

Our Services

How we can help

Contract & case review

A structured review of your solar loan, lease, or PPA and the sales process to identify cancellation rights, disclosure defects, and deceptive-practice violations. Typically offered as a free or low-cost first step.

Rescission & cancellation

Asserting the three-business-day home-solicitation cancellation right under New York Personal Property Law Article 10-A — and arguing that the clock never started where the seller failed to give the required cancellation notice, which can extend that right well past three days.

Deceptive-practices claims

Pursuing claims under New York General Business Law §349 (and §350 for false advertising) — theories that mirror the Attorney General's own case and can allow actual damages, limited statutory/treble damages, and attorneys' fees.

Financing & TILA disputes

Challenging undisclosed dealer-fee markups and defective Truth-in-Lending disclosures against the lender, and using the FTC Holder Rule to assert seller misconduct against whoever now holds the loan.

Fraud & forged-signature defenses

Voidability arguments where e-signatures were forged, or where the contract was materially misrepresented at the point of sale.

Settlement & lien resolution

Negotiating with installers and lenders to void agreements, obtain refunds, or remove UCC-1 fixture filings and liens — while shielding you from collections during the process.

Regulatory complaint support. We can also prepare and file complaints with the NY Department of Public Service, NYSERDA (NY-Sun participating-contractor discipline), the Attorney General, the FTC, and the CFPB — often alongside the steps above.

Our Boundaries

What we will not do

Discipline about the boundary is both a compliance necessity and how you can tell a legitimate firm from a scam. We will never:

Promise a "guaranteed" or "100% exit." Outcomes are case-dependent, and anyone promising certainty is a red flag.

Claim to "buy" or "assume" your contract. That's legally impossible without the lender's cooperation.

Spring hidden or surprise charges on you. Your flat fee and payment schedule are disclosed in writing before you commit.

Let non-attorneys give you legal advice. All legal judgment flows through the supervising attorney.

Wondering which of these applies to you?

The free case review is where we figure that out together — honestly, and with no obligation.

Request my free review
Home / How It Works
The Process

From first call to resolution

A clear, attorney-supervised path — no pressure, no guesswork about what happens next.

Reach out

Tell us about your solar loan, lease, or PPA through our secure web form or by phone. We capture your consent and present the required disclosures up front.

Free case review

Trained staff, under attorney supervision, review your contract and how it was sold. A supervising attorney confirms whether you have a genuine legal basis.

Engagement

If it makes sense to move forward, you sign a solar-specific engagement letter and we open your matter with the firm. Your fee arrangement is set clearly in writing.

We do the work

Depending on your case: a rescission notice, a GBL §349 or TILA demand, negotiation with the installer or lender, or a filing where warranted.

Resolution

We document the outcome — a refund, a voided agreement, or a lien removal — and keep you protected from collections while the process runs.

You're closed out

Your matter is wrapped up and documented, with a clear record of the outcome and any next steps you may want to consider.

Simple, Flexible Pricing

One flat fee — with a plan that fits your budget

No percentages, no surprise charges, no guessing. After your free case review, we quote a single flat fee for your matter and put it in writing before you decide anything. Then you choose how to handle it.

  • Pay in full

    Handle your flat fee in a single payment and you're all set — nothing else to think about.

  • Monthly payment plan

    Prefer to spread it out? Split the same flat fee into manageable monthly payments over your plan term, so getting started is affordable.

  • Everything in writing

    Your exact fee and payment schedule are spelled out in a clear engagement agreement — no fine-print games.

An example plan

Say your flat fee is

$7,000

Illustrative only — your actual fee is quoted after your free review.

Pay in full
$7,000
one payment
Monthly plan
~$389/mo
over 18 months
Ask about your options
Home / Why Us
Why Solar Debt Pro

An established law firm — not a lead-generation funnel

In a category plagued by scams, the most important thing you can know about us is who actually does the work.

Built on real consumer-law experience

Solar Debt Pro is an attorney-led practice grounded in years of consumer-protection work — reviewing consumer obligations, spotting legal violations, negotiating with creditors, and resolving disputes. We bring that same core competency to residential solar contracts.

Experienced intake staff, negotiators, disciplined case management, and — most importantly — licensed New York attorney oversight sit behind every case. When you engage us, you're engaged as a client of the firm under a solar-specific engagement letter.

What that means for you

  • A real firm's professional-liability posture and trust-accounting
  • Licensed attorney supervision over every legal decision
  • A track record behind the brand — not a brand-new website with no history
A note from us

If you're reading this, you're probably frustrated, maybe a little embarrassed, and definitely tired of being sold to. We understand — and we're not here to sell you a miracle. We'll read your contract, tell you honestly what we see, and if there's a real path out, we'll walk it with you. If there isn't, we'll tell you that too. No pressure, no fine-print games.

The Solar Debt Pro Team
The Difference

Solar Debt Pro vs. the typical "solar exit" marketer

A cottage industry of solar-exit marketers has emerged, often charging $1,500–$5,000 upfront with little behind it. Here's how we compare.

DimensionTypical "solar exit" marketerSolar Debt Pro
Who does the workNon-lawyer sales / lead-gen staffLicensed NY attorney-supervised
FeesVague pricing, surprise chargesOne flat fee + flexible payment plans
Promises"Guaranteed" / "100% exit"Honest, claim-specific
Track recordNew, thinly sourcedEstablished, licensed NY firm
ComplianceOften noneTCPA / TSR / GBL disciplined
Our Standards

Compliance isn't fine print — it's the whole point

The same laws we help you invoke also govern how we operate. A clean compliance posture is how we earn your trust.

Attorney-led, no UPL

Legal advice comes only from attorneys. Non-lawyer staff handle intake and administrative work — never legal judgment.

Truthful advertising

No guaranteed outcomes, no invented savings, and clear fee disclosure — consistent with GBL §349/§350 and NY attorney-advertising rules.

Consent-first outreach

We honor TCPA consent, Do-Not-Call rules, and lawful calling windows. You're never on the receiving end of the tactics that got you here.

Home / FAQ
Common Questions

Straight answers about solar contract help

Honest, plain-English responses to what New York homeowners ask us most.

Can I really cancel my solar contract?
Sometimes — it depends on the facts. New York law provides a home-solicitation cancellation right, and where the seller failed to give the required cancellation notice, that window can extend well beyond the usual three business days. There may also be grounds based on deceptive practices, disclosure defects, or forged signatures. The only way to know is a case review, and we'll tell you honestly what we see. We never promise a guaranteed exit.
How much does it cost?
Your case review is free. If you decide to move forward, we charge one flat fee for your matter, quoted up front after the review — no percentages and no surprise charges. You can pay it in full, or spread it across affordable monthly payments (for example, a fee financed over 18 months). Your exact fee and payment schedule are put in writing in your engagement agreement before you commit, so there's never any guesswork.
Isn't this the kind of thing scammers do?
Unfortunately, yes — this category is full of "solar exit" marketers who take big upfront fees and disappear, or falsely call themselves law firms. That's exactly why we operate differently: Solar Debt Pro is an attorney-led practice run by a licensed New York law firm. A real attorney supervises the work, fees are earned as we go, and we make honest, claim-specific assessments rather than guarantees.
What kinds of solar agreements do you handle?
Residential solar loans, leases, and power-purchase agreements (PPAs). We help homeowners who feel misled about savings, fees, tax credits, or system performance, as well as those facing liens or UCC-1 fixture filings, systems that underperformed or were never energized, and even estates or new buyers who inherited a problematic contract with a home.
Do I have to be in New York?
Solar Debt Pro is built around New York homeowners and New York law. If you're a New York resident who signed a residential solar loan, lease, or PPA within roughly the last several years, we're set up to help. If you're outside New York, reach out anyway and we'll let you know honestly whether we can assist.
What is the "hidden dealer fee" I keep hearing about?
Many solar loans bury a "dealer fee" in the loan principal — an amount the salesperson and lender add on top of the real system price. The CFPB found these routinely inflate loan costs by 30% or more over the cash price, often without a transparent APR. If your loan has one, it may support a Truth-in-Lending or deceptive-practices challenge against the lender.
Will fighting my contract hurt my credit?
Every situation is different, and we can't make promises about credit outcomes. What we can do is explain the realistic consequences before you decide anything, and work to shield you from collections during the process where possible. Note: we don't advertise "credit repair" — we focus on the legal merits of your contract.
How long does it take?
It varies with the complexity of your case and how the installer and lender respond. Some matters resolve quickly through a rescission notice or negotiation; others involve a demand or filing and take longer. During your case review we'll give you a realistic sense of the path and timeline for your specific situation.
What happens in the free case review?
You share your solar agreement and a bit about how it was sold to you. Trained staff, under attorney supervision, review it for cancellation rights, disclosure defects, and deceptive-practice issues, and a supervising attorney confirms whether there's a genuine legal basis. There's no obligation to continue.

Still have a question?

Ask us directly
Home / Contact
Free Case Review

Tell us about your solar contract

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Serving New York homeowners

123 Example Street, Suite 000
New York, NY 00000

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Hours

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